Corporate Governance

RMAS is committed to maintaining the highest standards of corporate governance, ensuring transparency, accountability, and effective oversight in all our operations.

Board Composition

Strong leadership with independent oversight

4
Board Members

Experienced leadership team

2
Independent Directors

Unbiased oversight and governance

50%
Independence

Board independence ratio

3
Committees

Governance committees

Executive Directors

The Board includes executive directors who bring operational expertise and industry knowledge to strategic decision-making.

  • Chief Executive Officer
  • Executive Director - Operations

Independent Non-Executive Directors

Independent directors provide unbiased oversight, ensuring decisions serve the best interests of stakeholders.

  • Independent Director - Finance
  • Independent Director - Legal

Board Committees

Specialized committees for effective governance oversight

Audit Committee

Oversees financial reporting, internal controls, and risk management processes.

  • Financial statement review
  • Internal audit oversight
  • External auditor liaison
  • Risk assessment monitoring

Governance & Ethics Committee

Ensures compliance with governance standards and ethical business practices.

  • Governance policy review
  • Code of conduct oversight
  • Board evaluation processes
  • Succession planning

Risk Management Committee

Monitors and manages enterprise-wide risks to ensure business sustainability.

  • Risk policy development
  • Risk appetite determination
  • Compliance risk monitoring
  • Operational risk oversight

Governance Principles

Our commitment to strong corporate governance

Transparency

We maintain open and honest communication with all stakeholders, ensuring timely and accurate disclosure of information.

  • Regular financial reporting
  • Stakeholder communication
  • Decision-making transparency

Accountability

Clear lines of responsibility and accountability at all levels of the organization.

  • Defined roles and responsibilities
  • Performance evaluation
  • Regular board assessments

Fairness

Treating all stakeholders fairly and equitably, without discrimination or bias.

  • Equal treatment of shareholders
  • Fair client dealings
  • Employee equity policies

Responsiveness

Timely and effective response to stakeholder concerns and market changes.

  • Client complaint resolution
  • Regulatory compliance agility
  • Market adaptation

Board Charter

Our governance framework based on Insurance Act 2021

Board Charter Summary

The RMAS Board Charter establishes the roles, responsibilities, and procedures for the Board of Directors in accordance with the Insurance Act, 2021 (Act 1061) and NIC corporate governance guidelines.

Board Responsibilities
  • Setting strategic direction and business objectives
  • Overseeing management performance and operations
  • Ensuring adequate internal controls and risk management
  • Approving major transactions and policies
  • Ensuring regulatory compliance
  • Protecting policyholder interests
Board Meetings
  • Quarterly board meetings minimum
  • Extraordinary meetings as required
  • Proper notice and agenda distribution
  • Minutes recording and follow-up

Key Provisions

Director Qualifications
  • Fit and proper criteria
  • Professional competence
  • Independence requirements
  • Conflict of interest policies
Reporting Requirements
  • Annual governance report
  • Board performance evaluation
  • Remuneration disclosure
  • Related party transactions
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