Risk Management & Advisory Services Limited-RMAS
RMAS objective is to provide unique insurance brokerage service and legal advisory services, using a state-of-the-art system that provides quality service to the insuring public.
Vision
To be among the best broking firms in Ghana and sub-region and recognized as an institution that offer service with diligence and professionalism.
Core Value
- Prompt Service.
- Diligence.
- Professionalism.
Services
Risk Audit and advisory services
RMAS provides tailored insurance solutions designed to meet the specific need of each client. To ensure the most appropriate recommendations, RMAS conducts a thorough analysis and review of client’s risk exposures taking into consideration the nature and type of business operation. Where there are existing insurance policies, the insurance audit enables RMAS to identify gaps if any in the insurance arrangement. RMAS secures the widest possible covers to serve the unique needs of clients’ at the most competitive premium quotation.
Insurance Placement
RMAS secures tailor-made products to satisfy the unique needs of each client after careful deliberation. Policies are arranged with selected insurance companies with regards to cost, technical and financial capacity, terms and conditions in favor of the client.
Claims Management
The crux of insurance arrangement is claims management. RMAS’s capabilities are legend in regarding to claims management. RMAS assists client’s to complete all necessary documentation expeditiously. After the submission of all claims documentation, RMAS provides the technical underpinnings for its clients and ensures claims are settled within the provisions of the cover provided.
Regulatory Compliance
Some insurance policies are statutory requirements and hence mandatory. An assessment is carried out to ensure compliance with statutory requirements as provided in such laws as:-
- Insurance Act 2021, (Act 1061)
- Motor Vehicle (Third Party) Insurance Act. (1958)
- Workmen Compensation Law, (1987)
- Pensions Act, 2008 (ACT 766), as amended by National Pensions Law 2021
- And other applicable Laws
Brokerage Services
GOVERNMENT/ PARASTATAL INSTITUTIONS
- Social Security & National Insurance Trust (SSNIT)
- Ghana Ports and Harbours Authority (GPHA)
- National Insurance Commission (NIC)
- Ghana School of Law
- Agence Francaise De Development
- Ghana Institute of Management and Public Administration (GIMPA)
- Ghana Incentive-Based Risk Sharing System for Agricultural Lending (GIRSAL)
- Ghana Water Co. Ltd.
MANUFACTURING/ TELECOM
- Impact Art Limited
- Angel Data & Telecom Services
- Latex Foam Rubber Products Ltd
- Isada Concrete Ltd
- Hexagon Industries Ltd
- Twellium Industrial Company Ghana Ltd.
- Sahdo Industries Ltd.
- StarFood Co. Ltd.
- Foodtech Co. Ltd
HOSPITALITY
- Lancaster Hotel
- The Royal Senchi Resort
- Golden Bean Hotel
- Sputnik Travel and Tours Ltd
- Nustar Lodge Ltd
- Hotel Stevens, Ho
- Agblor Lodge
- Dee-Gold Lodge
- Gateway Hotel
ENERGY
- Goil Plc.
- Star Oil Ltd
- Strategic Energy
- Glory Oil Co. Ltd.
- Oil Channel Ltd
- Allied Oil Ltd
- Trade Cross Ltd
- Jubaili Bros. Ltd
- Lucky Oil Company Ltd
- Dzikson Co. Ltd.
- Blanko Oil Ltd.
- Bulk Oil Storage and Transportation Co. Ltd. (BOST)
AGRIC/ COMMERCE/ TRANSPORT
- Takoradi Flour Mill Ltd
- Logs & Lumber Ltd
- Samartex Timber & Plywood Co. Ltd.
- Aglow Agric Products Ltd
- Zuma Trading
- Western Textiles Ltd
- All Office Ltd
- Blanko Logistic Co. Ltd.
- Arise Logistic Co. Ltd.
- Universal Car Care Co. Ltd.
- Ibrawud Co. Ltd.
- StarLog Co. Ltd
- Nutmeg Limited
- Samiva Limited
FINANCIAL INSTITUTIONS
- ARB Apex Bank Plc
- Kpassa Rural Bank
- Boulders Advisors Ltd
- Anlo Rural Bank Ltd
- XDS Data Ghana Ltd
MINING / CONSTRUCTION
- Krane Construction Gh. Ltd
- Mapp-H Construction Ltd
- Ship Partner West Africa
- Naine Trac Ghana Ltd
- General Construction Company Limited
CONSULTANCY
- AB & David Law
- Pragma Solution Limited
- Vista Architects
- KE & T Consult
client
Claims
| CLIENT | CLAIM TYPE | CLAIM AMOUNT (USD) | CLAIM AMOUNT (GH¢) |
|---|---|---|---|
| Samartex Timber & Plywood Co. Ltd. | Combined Business Policy | $3,750,000.00 | |
| Hexagon Industries Ltd. | Fire Material Damage | $235,357.01 | |
| Zakour Textiles Ltd. | Fire Material Damage | $57,628.58 | |
| Polyworld Co. Ltd. | Fire | $58,079.20 | |
| GHAPOHA | Group Life | GH¢ 692,364.21 | |
| Group Life | GH¢ 505,000.00 | ||
| Kwanim Farms | Fire | GH¢ 16,000,000.00 | |
| The Royal Senchi | Flood | GH¢ 353,906.05 | |
| Twellium Industrial Co. Ltd. | Motor | GH¢ 324,000.00 | |
| Motor | GH¢ 250,000.00 | ||
| Ghana Oil Co. Ltd. | Assets All Risk | GH¢ 192,315.21 | |
| Assets All Risk | GH¢ 155,649.29 | ||
| Star Oil Co. Ltd. | Motor | GH¢ 135,525.00 |
Partners
Please Note
RMAS is licensed to deal with any Insurance Company. We always select the best or a combination of the best to ensure a holistic coverage for our clients.
General Insurance
- SIC Insurance PLC.
- Hollard Insurance Ghana Ltd.
- Star Assurance Co. Ltd.
- Vanguard Assurance Co. Ltd.
- Enterprise Insurance Co. Ltd.
- Donewell Insurance Co. Ltd.
- Phoenix Insurance Co. Ltd.
- Prime Insurance Co. Ltd.
- Glico General Insurance Co. Ltd.
- SanlamAllianz Insurance Ghana Ltd.
- Loyalty Insurance Co. Ltd.
- Imperial General Insurance Co. Ltd.
- Ghana Union Assurance Co. Ltd.
- Bedrock Insurance Co. Ltd.
- Activa Insurance Co. Ltd.
- Coronation Insurance Ghana Ltd.
- Millennium Insurance Co. Ltd.
- Nsia Ghana
- Priority Insurance Ltd.
- Provident Insurance Co. Ltd.
- Quality Assurance Co. Ltd.
- Serene Insurance Co. Ltd.
- Sunu Assurance Co. Ltd.
- Unique Insurance Co. Ltd.
Life Insurance
- Enterprise Life Co. Ltd.
- GlicoLife Co. Ltd.
- Pinnacle Life Co. Ltd.
- Hollard Life Co. Ltd.
- SIC Life Co. Ltd.
- Metropolitan Life
- Prudential Life
- SanlamAllianz Life Ghana Ltd.
- StarLife Co. Ltd.
- Vanguard Life Co. Ltd.
- Milife Co. Ltd.
- Old Mutual Life Assurance Company Ghana
- Impact Life Insurance Limited Company.
Medical & Health Insurance
- Acacia Health Insurance Ltd.
- Premier Health Insurance
- Cosmopolitan Health Insurance
- Glico Healthcare Ltd.
- Apex Health
- Ace Medical
- Equity Health Insurance Limited
- Metropolitan Health Insurance Ghana Limited
- Nationwide Medical Health Insurance Scheme Limited
TECHNICAL PARTNERSHIPS
RMAS is a proud member of various local and international professional eco-system made up of independent insurance companies, reinsurance companies, and insurance broking firm that support and enhance professionalism among member companies.
- African Insurance Organization (AIO)
- West African Insurance Companies Association (WAICA)
- Insurance Brokers Association of Ghana (IBAG)
- Chartered Insurance Institute Ghana (CIIG)
- GBN Worldwide
- WING Insurance
Products
The contemporary environment in which businesses operate is very complex, unpredictable, and volatile, causing a lot of losses to both physical and financial/economic assets and causing financial insecurity to business.
Property
Property
- All Risk/Office Comprehensive Insurance
- Fire Insurance
- Business Interruption Insurance
- Burglary Insurance
- Goods In-Transit/Cash In Transit Insurance
- Motor Insurance
- Bank Blanket Policy
- Homeowners Comprehensive Insurance
- Marine Insurance
Liability
Liability
- General Liability (Public)
- Product Liability
- Fidelity Guarantee
- Professional Indemnity
- Employers Liability
Liability
- General Liability (Public)
- Product Liability
- Fidelity Guarantee
- Professional Indemnity
- Employers Liability
Life
Life
- Group Life
- Individual Life
- Mortgage Protection
- Whole Life
Engineering
Engineering
- Boiler Contractors
- Erection All Risk
Contact
Address
Off: 120 B, SpintexRoad Industrial Area.
Call Us
0277595009, 0243961602, 0244315834
Email Us
info@rmasgh.com
Branches
Takradi Branch
Tema Branch
The company is manned by qualified and experienced professionals trained in Insurance, Law, Risk Management, and Advisory services. An added advantage is our strong working relationships with personnel from all major insurance companies, allowing us to efficiently facilitate processes and reduce turnaround times.
We invite you to utilize our services, as we consistently provide competitive quotes that help reduce your premium expenditures. Additionally, we conduct regular surveys to minimize your exposures and identify any coverage gaps, ensuring that you remain comprehensively insured.